APY = Annual Percentage Yield. Rates effective as of December 19, 2024. Fees may reduce earnings.
CENTER REWARDS CHECKING ACCOUNT Learn More
| Balance | Rate | APY |
|---|---|---|
| $0 - $15,000 | 3.25% | 3.30%* |
| $15,000+ | 0.20% | 3.30%* to 0.20%* |
| All balances if qualifications not met | 0.05% | 0.05%* |
QUALIFICATIONS
To earn your rewards, just do the following transactions and activities in your Center Rewards Checking account during each Monthly Qualification Cycle:
- Have at least one ACH direct deposit or one ACH automatic payment that posts and clears per monthly qualification cycle
- Have at least 10 debit card purchases of $10.00 or more that post and clear per monthly qualification cycle. (Purchases that are under $10.00 will not count towards the 10 debit card purchases. ATM-processed transactions do not count towards qualifying debit card transactions.)
- Enroll and agree to receive electronic statements***
That's it. Even if you don't meet your qualifications during the cycle, your Center Rewards Checking account is still free if you are enrolled and receive electronic statements.*** Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!
*Annual Percentage Yield (APY) accurate as of 11/8/2024. Rate tiers are as follows: 3.30% APY applies to balances of $.01 - $15,000 and 0.20% APY applies to balances over $15,000 if qualifications are met during the monthly qualification cycle. 0.05% APY* applies to all balances if monthly qualifications are not met. All balances will earn 3.30% APY to 0.20% APY if monthly qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to an account. Intra-bank transfers do not count as qualifying transactions.
**Up to $25 ATM fee refunds per monthly qualification cycle only if qualifications are met within the monthly qualification cycle.
***$5 monthly fee if not enrolled in and receiving electronic statements.
CERTIFICATE OF DEPOSIT Learn More
| Description | Minimum Balance | Rate | APY |
|---|---|---|---|
| 6-month | $500 | 3.45% | 3.49% |
| 12-month | $500 | 2.98% | 2.99% |
| 18-month | $500 | 1.25% | 1.25% |
| 24-month | $500 | 1.25% | 1.25% |
| 36-month | $500 | 1.25% | 1.25% |
| 48-month | $500 | 1.25 | 1.25% |
| 60-month | $500 | 1.25% | 1.25% |
Minimum balance to open the account: you must deposit $500.00 to open this account. Withdrawal of interest prior to maturity: the annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.
Fees, if any, could reduce earnings. Early withdrawal penalties: A penalty may be imposed for withdrawals before maturity.
MONEY MARKET SAVINGS Learn More
| Balance | Rate1 | APY2 |
|---|---|---|
| $0 - $2,499.99 | 0.10% | 0.10% |
| $2,500 - $9,999.99 | 0.15% | 0.15% |
| $10,000+ | 0.20% | 0.20% |
1Variable interest rate subject to change at any time
2Annual percentage yield
MONEY MARKET PLATINUM SAVINGS Learn More
| Balance | Rate1 | APY2 |
|---|---|---|
| $0 - $2,499.99 | 0.10% | 0.10% |
| $2,500 - $9,999.99 | 0.15% | 0.15% |
| $10,000 - $24,999.99 | 0.20% | 0.20% |
| $25,000 - $49,999.99 | 0.25% | 0.25% |
| $50,000 - 99,999.99 | 0.75% | 0.75% |
| $100,000.00 or more | 1.73% | 1.74% |
1Variable interest rate subject to change at any time
2Annual percentage yield
MONEY MARKET DIAMOND SAVINGS Learn More
| Balance | Rate1 | APY2 |
|---|---|---|
| $250,000+ | 2.37% | 2.40% |
1Variable interest rate subject to change at any time
2Annual percentage yield
OTHER ACCOUNTS
| Account | Rate1 | APY | Minimum Balance to obtain APY2 |
|---|---|---|---|
| Center Savings | 0.10% | 0.10% | $50 |
| Money Market Gold | 0.25% | 0.25% | $25,000 |
| Interest Checking | 0.05% | 0.05% | $500 |
| Earnings Credit (Business Accounts) | 0.30% | 0.30% | N/A |
1Variable interest rate subject to change at any time
2Annual percentage yield
